Additional Insurance

We are pleased to announce that Elmhurst Energy has entered into a partnership arrangement with Towergate Insurance Brokers, one of the largest insurance brokers in the UK, to provide our members with access to a range of insurance and risk management products.

Towergate’s product range is extensive, so whether you are looking for cover extensions to your free Elmhurst Professional indemnity policy, a separate Commercial Insurance product, or Personal insurance products, everything can be catered for through this one relationship.

Additional Insurance Products

Below is a selection of insurance products available through Elmhurst Energy’s insurance partner Towergate that may be of interest to you:

Office Insurance

Office insurance can protect energy assessors against damage to their office premises, as well as any business interruption that leads to loss of income and equipment breakdown. Business contents insurance covers the cost of replacing or repairing your office equipment if it is accidentally damaged, lost or stolen.

Public and Product Liability

Public Liability insurance can protect energy assessors for claims made against them by clients or members of the public for accidental injury or damage, vital where you are visiting clients premises in the course of your work.

Employer’s Liability

Most businesses with employees are required by law to hold employer’s liability insurance. This type of insurance will protect your business if an employee makes a claim against you for injury or illness caused through their working activities. A liability insurance policy should be taken out to protect anyone you employ, alongside your full-time team.

Cyber and Data Insurance

Businesses are becoming more and more reliant on technology as part of their day to day infrastructure. This reliance on technology has led to an increase in cyber-crime which can include security/data breaches, brand defamation through public domains, or attacks on computer systems. It is estimated that 1 in 3 UK small businesses have fallen prey to this form of criminal activity.

Commercial and Legal Protection

Running a business can bring great satisfaction and reward, but it also brings worries. There are the clients, possibly suppliers and employees, plus a whole range of other interactions and arrangements that all come together to make a business unique – and operational. The problem with all of these hourly, daily, weekly encounters is that they bring the potential for disagreement or dissatisfaction and possibly a costly and stressful legal dispute.

Other Insurances

Examples of other insurance covers you may be interested in include: Directors & Officers Insurance, Tools & Equipment, Personal Accident & Travel, Property Owners…and many, many more.

Who are Towergate?

With 1850 employees, and over 50 offices stretching from Inverness to Jersey Towergate Insurance Brokers has a large footprint and national reach making it one of the UK’s largest insurance brokers.

With 100s of insurance and risk management products and over 80 schemes and specialisms the majority of members insurance requirements can be catered for.

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Towergate and Towergate Insurance Brokers are trading names of Advisory Insurance Brokers Limited. Registered in England No.4043759. Registered Address: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority.

Additional Insurance